Credit Card Optimizer
Unlock the full potential of your credit cards—optimize rewards, maximize redemptions, and enhance your luxury travel.
DEFAULT CARDS
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Bilt Palladium
Default: 2x
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Capital One Venture X for Business
Default: 2x
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Capital One Venture X
Default: 2x
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Capital One Venture Card
Default: 2x
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Capital One Spark Miles for Business
Default: 2x
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Amex Blue Business Plus
Default: 2x
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Citi Double Cash
Default: 2x
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Chase Ink Unlimited
Default: 1.5x
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Chase Freedom Unlimited
Default: 1.5x
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![Citi Strata Elite]()
Citi Strata Elite
Default: 1.5x
TRAVEL CARDS
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Amex Platinum
Airfare: 5x
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Wells Fargo Autograph Journey
Hotels: 5x; Airfare: 4x; Other Travel: 3x
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Chase Sapphire Reserve
Airfare: 4x; Hotels: 4x
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Chase Ink Business Preferred
Travel: 3x
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Amex Green
Travel: 3x
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Citi Strata Premier
Airfare: 3x; Hotels: 3x
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Amex Gold
Airfare: 3x
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Bilt Obsidian
Travel: 2x
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Chase Sapphire Preferred
Travel: 2x
DINING CARDS
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Amex Business Gold
Dining: 4x
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Amex Gold
Dining: 4x
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Chase Sapphire Reserve
Dining: 3x
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Chase Sapphire Preferred
Dining: 3x
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Amex Green
Dining: 3x
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Wells Fargo Autograph Journey
Dining: 3x
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Citi Strata Premier
Dining: 3x
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Citi Strata Elite
Dininig: 3x
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Bilt Obsidian
Dining: 3x
GROCERY CARDS
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Amex Gold
Grocery: 4x
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Citi Strata Premier
Grocery: 3x
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Bilt Obsidian
Grocery: 3x
GASOLINE CARDS
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Amex Business Gold
Gasoline: 4x
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Citi Strata Premier
Gasoline: 3x
BUSINESS CARDS
(various categories)
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Chase Ink Business Cash
Office Supply Stores, Telecom: 5x
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Amex Business Gold
Variable Categories: 4x
*see notes for multiplier rules -
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Chase Ink Business Preferred
Travel, Telecom, Shipping, Advertising: 3x
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Capital One Venture X Business
Default: 2x
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Capital One Spark Miles
Default: 2x
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Amex Blue Business Plus
Default: 2x
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Chase Ink Unlimited
Default: 2x
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Amex Business Platinum
Purchases over $5000, key business purchases: 2x
